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THE INVESTORS HARD MONEY LENDER
The Mortgage Banking Team That Understands Real Estate Investor Needs
From Start to Finish
WHY CHOOSE MCKENZIE INC
Secure the Best Financing
In a competitive real estate market, cash is king. What many investors have learned, though, is that while cash may be king, it is not always completely necessary. Hard money loans provide investors who do not have (or want to deploy) all of the cash required to fund a purchase + renovation the ability to compete with cash buyers, while utilizing just a fraction of the cash out‑of‑pocket.
Non-bank lenders do not take into account the borrower’s income or debt to equity ratio. We care about how well the asset performed, not how much you reported on your taxes. Our lenders will base the loan on a percentage of the projected after-repair value (ARV) of the property rather than the purchase of the residential or commercial property. Lenders will reimburse for the repairs that you have completed, which helps keep the cash flowing.
TYPES OF LOANS AVAILABLE
Your Financing Options
FIX & FLIP OR FIX TO RENT 100% PURCHASE & 100% REHAB IN SELECT STATES ONLY
The Right Loan for You
Up to 75% of the After Repaired Value in Rental properties (excluding points and fees), not to exceed 100% of cost *Proof of Refinance Required
Up to 70% of the After Repaired Value on Flips (excluding points & fees), not to exceed 100% of cost.
6 month term
Only for the following states Texas, Missouri, Indiana, Tennessee, Alabama, North Carolina, and Georgia.
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30 YEAR RENTALS IN BUSINESS NAME
SINGLE RENTAL PROPERTY LOANS OR
PORTFOLIO RENTAL LOANS
Investment Properties Only
Single Rental Property Loans
One rental property, one loan
Loans from $50k to $1mm
5, 10, 30-year options
Flexible term and interest rate options
Up to 80% LTV on purchase & rate/term refi, up to 75% on cash out
No personal income requirements​
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Portfolio Rental Loans
2 or more rental properties, one loan
No maximum loan amount or unit count
5, 10, 30-year options
Multiple structure options available, to fit your unique investment strategy
Fixed rate, ARMs, fully amortizing interest only, or balloons
Non-recourse available
Flexible pre-payment options
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FIX N FLIPÂ
UP TO 92.5% LTC, 75% LTV
ALL STATES
The Right Loan for You
Loans for investors who are buying distressed properties, rehabbing, and selling. Sensible, flexible, and fast!
Up to 92.5% LTC, 75% LTV
Loans from $75K to $3MM
13, 19, 24-month term options
Non-recourse available
Interest-only loans
1-4 unit residential properties
In All States